SAVE ON THE BRANDS YOU LOVE!

GIVING

Courtesy of givewp.com

Giving is very important in our frugal journey. As you give, you will receive, sometimes in ways that can astound. By it being so simple, most people will find it difficult. They complain of not having anything to give or questioning its purpose. According to the website, Babble.com , "it feels good to give. Giving back should be an altruistic, selfless notion, but the truth is that giving back is good for both the giver and the recipient. Studies even prove that there are amazing benefits to giving, whether you are taking on a regular volunteer position, donating money, or simply doing a random act of kindness."

In the case of giving of your money, giving is a way of leaving generational wealth for your kids as well as foundations for those causes that mean the world to you. You can set it up in your budget for specific amounts to give weekly or monthly. 

Consider the act of giving as you grow your wealth through frugality. The above-mentioned benefits as well as a tax deduction can help and don't we all want to pay lower taxes?

For more on the benefits of giving, visit the website above. Be sure to comment below and share.

Always be Frugal and Proud,

Dot😚

Other links on giving:

Tendr

Donors Choose

Give Well

THE JOURNEY TO SAVING...FINALLY!

Courtesy of familyfriendlysearch.com

Oh boy, beginning a discipline with saving money. I was never taught saving growing up because in one ear it was "can't afford it" and in the other ear, "I'm broke". This coming from my parents at the time and continued throughout my teens and adulthood. Unfortunately, I carried these beliefs even after having a child. Even if I attempted to save at the local bank, I felt at the time that I could not and used the money as fast as I saved it. 

After a series of "events" which included homelessness, I had to get a clue and I mean a serious clue. No matter how much one has good intentions, we must set forth actions that show that ones' intentions are good period. I began a journey of learning what was going on in my belief system to cause me to have episodes with money. I had to do a time machine of my life and found out that growing up and listening to well-meaning people like family and others was something I had to heal. It took discipline and time yet I was ready to do it. 

As years went by, I got a clue about money yet as the layers peeled back, the dominant thought was FEAR! It was the thing that held me frozen. As I changed my beliefs, things began to change but I had one foot on the brake and on the gas. FEAR was the culprit. I then began to dig deeper and questioned those fears and am now healing them.

This morning, I looked into my savings account, yes a savings account and found money in it. I felt relief instead of fear and look forward to more. All it took was changes within and go beyond my fears, doubts and worries. On my journey of frugality, healing helps a hell of a lot because you can be frugal as well as abundant.

Please share your thoughts in the comments and always be frugal and proud!

Dot

FRUGAL AND WEIRD?

Courtesy of personalfinancenews.com

There will be those who will not be supportive of your frugality. Some will think that you have temporarily lost your mind. They want you to go out and party, vacay to the islands and shop till you drop. You want to save, invest and live below your means as you build wealth. There will be those who want to borrow money and you say no. They can not believe it because you were always 'down' for helping out. You realize, no more of lending because it does not feel good. On the flip size, you stopped borrowing to pay things because you are tired of your money going out to payback. 

Your savings account was slim to none and now it is slowly building from monies your thought weren't enough to save from to monies you are glad to save. You still shop at the grocery store, consignment shops and more with change coming back because discounts and coupons are your friends. Every dime and dollar is accounted for because you have goals of building wealth and abundance with NO debt. Of course the naysayers say there is good debt (really?) and ask about your credit score being boosted. This does not concern you because you go for being debt free (no car notes, no credit cards and even paying off your mortgage). You enjoy being weird and those naysayers leave your life shaking their heads while telling other naysayers they know about your 'crazy life'.

Listen folks, as you change for the better, you will be called a number of things but broke won't be one of them. Keep your head up, persevere and do not give up. Be frugal and weird as well as proud.

Dot😌

YES I AM FRUGAL, SO WHAT?!

Courtesy of daveramsey.com

There will be those "well meaning" folks that will tell you that you can not take money with you when you pass away. There will be those who will call you cheap, tight-assed or stingy (frugal people are not these things) because you are not spending thousands of dollars on trips that they put on their credit cards (you would rather save for it). Those brunch dates with that circle you used to hang with has gotten smaller (you are not longer joining them, you'd rather cook that brunch at home). Or what about going to the outlet mall near you and rack up because you chose to pay 50 to 75% off (because you choose to not pay retail). This is the life of a frugal person and they do not care what you think....period.

When you are on the path of being frugal after being so broke that a penny seems like a million dollars you change your mindset quick. Those old demons of spending may come up but you tell it "get behind me assholes" (oops...sorry). You have grown tired of the layoffs and not having that cushion to help you through as you file unemployment. You had to learn the hard way because you grew up without the tools to help you become financially solvent. You pretty much had to learn to ride the bike and fall until you got it. 

Making changes in your mind to be a better money manager can be a challenge but sticking to it will cause it to work. This is part of my story and in many posts, I will share more because it was time to become transparent. Thanks for reading. Be frugal and proud!

Dot

BROKE? FIX IT YOURSELF:BE WEALTHY

By: Carina MacInnes

If you're reading this right now you probably have been broke, are broke, or know someone who is struggling with being broke.  The pain and suffering of being in this state is truly awful.  Being broke causes thoughts of despair, feelings of failure, desperation, struggle, lack and need.  Being broke prevents us from reaching our potential, from living our lives freely.  Being broke prevents us from being wealthy.

How is this possible?  Like attracts like.  Being broke attracts more experiences of being broke.  It is a vicious cycle, once that can very easily be transformed once we understand the fundamental laws of how our mind and spirit interact with the universe.

It is your underlying state of BEING, in this case, being broke, that creates the resultant thoughts and feelings in your mind.  As a package, this whole message is broadcast to the universe, which in return gives you more of the same:  experiences of being broke.

One of the laws of manifestation is that we must BE before we can DO, and DO before we can HAVE.  Of course modern society has twisted this all around.  Being broke is a powerful message we are sending to the universe and ourselves.  We are in a state of BEING, and it is broke.  This will inform our actions to act in ways to continue to be broke, and we will continue to have this condition of being broke in our lives.

Your life experience is an outer reflection of your inner reality.  All the thoughts and feelings you hold, consciously and unconsciously, are what create the experience that is your life.  Your past created your present, and your present is creating your future.

It can be hard to understand that we are responsible for what we experience.  I remember being unhappy, and then experiencing events that I perceived as causing me to be unhappy.  Then I would say to myself, I am unhappy because of this...  no wonder I am unhappy.  I was trapped in my own vicious cycle and had no idea it was me who was responsible for my experiences of unhappiness. 

To break the cycle I first needed to know what was broken in order to fix it.  It was the message I was sending out.  I found there was a very simple way to fix it.

If I notice one day that I am unhappy, and understand that BEING unhappy is the cause of my continuing experience of unhappiness, it is that day that I can choose to change.  All I need to do to break the cycle is:  choose to be happy.  It doesn't take anything from outside myself to be happy.  All I have to do is gain awareness, pause, and pull up from within myself the state of being happy, replacing the unhappiness.  We all have this capacity.

Choosing is an exercise of free will.  You can choose BE happy, healthy, wealthy, whatever you desire.  Take a moment and just BE happy.  It is possible for anyone to do and a very powerful exercise once you have done it and understood it.  If you are being happy, you will do things that make you happy, and you will attract happy experiences into your life.  Being happy is the first step towards living a happy life.  It seems almost like a riddle, but understanding it unravels the secrets of life.

If you find yourself broke, look within.  You'll find you feel broke, and are in a powerful state of BEING.  The awareness of this gives you the choice.  You can choose your state of being.  Imagine what it is like to feel wealthy.  Take that feeling and hold it, you are now BEING wealthy.  This is how to break the vicious cycle of being broke.  By BEING wealthy, you are now transforming the signals you are broadcasting.  You are emanating wealth and the laws of cause and effect have no choice but to bring to you what you already are.  Now your actions will begin to bring to you the wealth you feel inside.

By being conscious of your states of being, you can choose to change them.  The positive results will return to you without fail, following the natural laws of the universe.

Author Bio
Carina MacInnes is an author and entrepreneur who is giving away a free e-course with  wealth secrets by her favorite mentor. Receive it now: milliondollarsecret@robotreply.com She offers a powerful way to increase both health and wealth in your life.  See her site here: imagineacai.com

Article Source: http://www.ArticleGeek.com - Free Website Content