AS YOU CHANGE YOUR FINANCIAL SITUATION, THIS HAPPENS!

You and your family make a decision to change your financial situation for the better. Not just subtle changes but serious changes such as doing family night at home instead of going out, deciding on using cash for the anniversary trip instead of credit cards (which you cut up and pay off), going to the grocer whose prices are much cheaper than the local store you used to go to. You also put off buying a new car because the old one runs good with minor maintenance and thrift stores have become your best friend. So as these positive changes happen and you become accepting and pleased with them, why does the peanut gallery of public opinion steps in?

You know those folks like "well-meaning friends", neighbors and yes relatives. They wonder if you have lost your mind because the person they knew would not dare penny pinch, subject their kids to thrift store clothes or miss nights out at the dinner hour. These meddlers offer charity such as money, food and advice...bad advice. You feel like using choice words but you are classier than that and tell them to stay in their lane (in other words butt out!). 

When one makes decisions to change their lives, they hit nerves in other people. Whether that decision be changing their diet for the better, changing jobs or even stepping up their financial game, the apple cart gets shook. This is because you are doing something beneficial and healthy for you and your loved ones and unfortunately, those others are not. You remind them of what they could be doing and refuse to do. Raw emotions such as criticism and blaming come lashing at you. Through it all, you stay firm and keep going because you have grown sick and tired of being sick and tired. You want financial solvency and peace of mind for a change.

Let those naysayers rant like a 2 year old not getting another cookie, trust me, they will get over it. In the meantime, you focus on your goals, do all you can to improve and get some new people in your life that understand your situation. You will be better off for it.

Stay Frugal and Proud,😍

Dot

YES I AM FRUGAL, SO WHAT?!

Courtesy of daveramsey.com

There will be those "well meaning" folks that will tell you that you can not take money with you when you pass away. There will be those who will call you cheap, tight-assed or stingy (frugal people are not these things) because you are not spending thousands of dollars on trips that they put on their credit cards (you would rather save for it). Those brunch dates with that circle you used to hang with has gotten smaller (you are not longer joining them, you'd rather cook that brunch at home). Or what about going to the outlet mall near you and rack up because you chose to pay 50 to 75% off (because you choose to not pay retail). This is the life of a frugal person and they do not care what you think....period.

When you are on the path of being frugal after being so broke that a penny seems like a million dollars you change your mindset quick. Those old demons of spending may come up but you tell it "get behind me assholes" (oops...sorry). You have grown tired of the layoffs and not having that cushion to help you through as you file unemployment. You had to learn the hard way because you grew up without the tools to help you become financially solvent. You pretty much had to learn to ride the bike and fall until you got it. 

Making changes in your mind to be a better money manager can be a challenge but sticking to it will cause it to work. This is part of my story and in many posts, I will share more because it was time to become transparent. Thanks for reading. Be frugal and proud!

Dot

WELCOME TO FRUGAL AND PROUD!

I am so glad that you are here! This idea came to me as I was resting...yeah relaxing (entrepreneurs do rest 😊). I wanted to share my thoughts and actions on being a frugalista (frugalistos for guys) and learn from others in the process.

Please share with your fellow folks on the path to long term frugality and even those who want to go on the path and need help.

Posting will be once a week and more, so please utilize these ideas and please share in the comments. In the meantime, please read the former posts that can help you with money.

Be frugal and proud!

Dot