GIVING

Courtesy of givewp.com

Giving is very important in our frugal journey. As you give, you will receive, sometimes in ways that can astound. By it being so simple, most people will find it difficult. They complain of not having anything to give or questioning its purpose. According to the website, Babble.com , "it feels good to give. Giving back should be an altruistic, selfless notion, but the truth is that giving back is good for both the giver and the recipient. Studies even prove that there are amazing benefits to giving, whether you are taking on a regular volunteer position, donating money, or simply doing a random act of kindness."

In the case of giving of your money, giving is a way of leaving generational wealth for your kids as well as foundations for those causes that mean the world to you. You can set it up in your budget for specific amounts to give weekly or monthly. 

Consider the act of giving as you grow your wealth through frugality. The above-mentioned benefits as well as a tax deduction can help and don't we all want to pay lower taxes?

For more on the benefits of giving, visit the website above. Be sure to comment below and share.

Always be Frugal and Proud,

Dot😚

Other links on giving:

Tendr

Donors Choose

Give Well

HOW TO FORGIVE YOURSELF FOR YOUR MONEY MISTAKES

Courtesy of Pinterest

You blew hundreds of dollars on those clothes that you did not need. Your closet was already full to the brim. Goodwill or local consignments would love to be friends with you yet you hold on to those 'needed items' just in case. 

That vacay you so desperately wanted to go on despite the fact you did not have the funds is charged on your credit card. This happened after you paid it off and wanted to cut it in half. You decided to hold on to it...maybe just once more and then cut it up.

Ok, your neighbor has better tools than you and you want what you want. You blow a bankroll on tools that will sit in the shed for how long? Months, years maybe.

After your war on spending and not sticking to a budget, the casualties result in debts to the wazoo! You ask yourself how in the glorified hell did you do this. Once the initial shock wears off, the reality sinks in: you are in debt and need help, period...that part.

You want to cry, scream, cuss yet once those emotions have run their course, it is time to sit down and get serious. Those debts won't go away by themselves so it is best to form a plan, write it down, do research on how to get out of debt (Dave Ramsey can help). 

The dust has settled and you are taking action on your plan. One of the most important things to do that folks ignore a lot of the time is forgiving themselves for the money mistakes! It is very important to forgive because what's done is done and now you are rectifying the situation by changing your behaviors. I believe this is one of the keys to money success along with budgeting, giving, and saving (these topics are for future posts😃).

Please comment below and let me know what you think.
Remember to be frugal and proud!

Dot😇